FUMI Bank – Privacy Policy

Last Updated: November 2025

1. Introduction

At FUMI Bank (Cambodia) Plc. (“FUMI Bank”, “we”, “us”, or “our”), your privacy and data protection are of the utmost importance to us. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website fumibank.com.

Important Notice: FUMI Bank is currently in the process of obtaining a banking license from the National Bank of Cambodia (NBC). Until this process is completed, we do not provide any regulated financial or banking services.

2. Information We Collect

We may collect personal information that you voluntarily provide through contact forms, subscription requests, or other interactions on our website. This may include:

• Name and contact details (email address, phone number);
• Company name or professional affiliation;
• Any other information you choose to provide in messages or inquiries.

We also automatically collect limited technical information such as your IP address, browser type, and pages visited for analytical and security purposes.

3. How We Use Your Information

We use collected information to:

• Respond to your inquiries or requests for information;
• Improve our website’s performance and user experience;
• Comply with applicable legal and regulatory requirements;
• Prepare for the launch of licensed banking services (upon NBC approval).

4. Data Storage and Security

We apply reasonable administrative, technical, and physical safeguards to protect your personal data from unauthorized access, disclosure, or alteration. However, please note that no internet transmission is entirely secure. You share information at your own risk.

5. Cookies and Analytics

This website may use basic cookies or analytics tools (such as Google Analytics) to understand how visitors use our website. These tools help us improve user experience and website performance. You can disable cookies in your browser settings at any time.

6. Sharing of Information

We do not sell, rent, or trade your personal information. We may share limited data only when required by:

• Regulators such as the National Bank of Cambodia (NBC) or other lawful authorities;
• Our professional advisors or service providers under confidentiality agreements;
• Applicable laws, court orders, or legal processes.

7. Your Rights

Subject to Cambodian law, you have the right to:

• Request access to the personal information we hold about you;
• Request correction of inaccurate or outdated information;
• Request deletion of your data, where applicable;
• Withdraw consent for data processing (where consent was previously given).

Requests may be sent to privacy@fumibank.com.

8. Data Retention

We retain your information only as long as necessary to fulfill the purposes for which it was collected or as required by applicable laws and regulations.

9. International Data Transfers

As part of our operations, data may be processed or stored in jurisdictions outside Cambodia. In such cases, we ensure that appropriate data protection safeguards are in place consistent with international best practices.

10. Third-Party Links

Our website may contain links to external websites. FUMI Bank is not responsible for the content or privacy practices of third-party sites. We encourage users to review their respective privacy policies.

11. Policy Updates

We may update this Privacy Policy periodically to reflect regulatory changes, best practices, or operational updates. The latest version will always be posted on this page, along with the date of revision.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your data, please contact:

FUMI Bank (Cambodia) Plc.
Registered Office: [Insert Address]
Email: privacy@fumibank.com
Website: https://fumibank.com

Important Notice

Disclaimer: FUMI Bank (Cambodia) Plc. is currently undergoing the licensing process with the National Bank of Cambodia. Until approval is officially granted, FUMI Bank does not conduct or offer any regulated financial or banking services. All references to financial or banking activities refer to planned future services pending NBC authorization.